Regardless of your income, you can become financially independent. For starters, adopting a positive mindset can pave the path to financial independence. Here’s how to live the lifestyle you deserve without breaking the bank. What’s the secret to spending less and living well? Would you be surprised to learn that it all has to do with your mental health? As a therapist for over 20 years, I have worked in a variety of settings with a diverse array of clients. No matter who I was working with or their presenting issues, I noticed my clients were receiving unexpected bonuses due to their efforts in therapy. As they were making progress in therapy, they were receiving raises, promotions, starting successful businesses, and doing better financially.